At the NRF 13 it was evident that Mobile Payments are quickly capturing the interest of retailers big and small across North America and beyond. Very promising predictions after the NRF released by Forrester Research further point to the growing importance of Mobile Payments, an industry expected to be worth 90 billion USD by 2017. (Forrester Research) What caught our attention about Forrester’s predictions was that Mobile Proximity Payments (in-store payments) which currently have the smallest share of the payment pie, will see the most growth between now and 2017; growing “from a 4 percent share to 45 percent” (Forrester Research) by 2017. The reasons that Mobile Proximity Payments are expected to break out, are the ways in which Quick Service Retail (QSR) retailers can “tack on” value added services.
Recently, our CEO Jérémie Leroyer shared with PYMNTS.com our perspective on Mobile Shopping’s ability to grow the payment industry. “We should think in terms of shopping experiences rather than payments. Shoppers are not expecting a new payment method, they are really expecting a new shopping experience. We have to provide something…that brings more value to the customer.” (Jérémie Leroyer on PMNTS.com)
Thinking about Forrester’s predictions from the Mobile Shopping perspective; more than ever proximity retailers are realizing the mobile phone’s ability to deliver value added services to end users and quickly implementing: fast ordering, loyalty, couponing, advanced ordering and online payments. Adding Proximity payment capabilities to these types of solutions, will be a logical continuation in the Evolution of Mobile Commerce. At AIRTAG we like to emphasize that it may be less about where we can make mobile payments right now and more about the increasing availability of Mobile Shopping Solutions. A lot of retailers are beginning with value added services and we expect to see payment growth stem from the “tacking on” of mobile/NFC payment capabilities.
Read the full article on Mobile Proximity Payments by Denée Carrington of Forrester Research
Read the full interview and podcast featuring Jérémie Leroyer on PYMNTS.com
We saw some major trends this holiday season; that re-iterated the ever growing importance of Mobile Shopping. We heard a lot about showrooming, omni-channel mobile strategy and mobile commerce success; 24% of Black Friday purchases made by mobile phone, 28.5% of shoppers engaging in some sort of Mobile Shopping on Cyber Monday and Ebay reporting even higher sales the following week. All of which, has raised the question as to whether or not every day has become a Mobile Shopping day? Everything we have seen over this holiday season indicates that we are moving beyond a revolution and that, Mobile Shopping has arrived. More >
“The brightest star in the retail sky this year was mobile commerce,” said Mickey Alam Khan, editor in chief of Mobile Commerce Daily and Mobile Marketer, New York. This holiday season has proved more than ever that Mobile Commerce is here to stay. Although NFC has not experienced the same boom yet, we at AIRTAG know that NFC is the direction in which we are moving. Yet, it may be even 5 years or more before, “NFC accounts for the majority of payments.” (Jérémie Leroyer on Mobile N Apps) AIRTAG’s CEO, Jérémie Leroyer had a recent opportunity to share the AIRTAG perspective on NFC with Heather Lockenson of Mashable on Whether or not it is worth it to build an NFC app right now. “NFC is really, so far the only technology available on Smartphones that can secure a transaction,” said Jérémie Leroyer to Mashable. “NFC will become the main technology to perform transactions in the future.” Read the full article on Mashable More >
Everyone at AIRTAG has been very excited about the launch of the AIRTAG Kit. Today, we are reminding everyone of this unique set of tools, with the official launch of the AIRTAG Kit in France. The AIRTAG Kit is a fastand easy way to develop a MasterCard PayPass Wallet Application using MasterCard’s recently released Mobile User Interface Software Development Kit (MMPP UI SDK) now available free for download via the MasterCard Developer Zone. The AIRTAG Kit contains the necessary hardware, tools and support to successfully complete your PayPass Wallet App development. It’s cost effective, easy to use and simplifies the MasterCard certification process.
What’s in the Kit? The Kit includes, the latest generation NFC Samsung Galaxy S3 with 3 pre-installed white label apps including a wallet, a USB Contactless Card Reader, 5 UICC samples, 2 demo tags, and a 1 year membership to the Developer Program. The Developer Program provides the ability to ask our own AIRTAG developers additional questions, support for issues you may have with the UI SDK or the AIRTAG Kit, additional resources; user guides for the MMPP UI SDK and the AIRTAG Kit, tutorials, manuals, payment scheme support and support for additional Smartphone platforms as they become available. These resources provided in the Developer Program are used by our own AIRTAG developers to build mobile payment & wallet apps. Where else would you be able to get ongoing support from a group of NFC Mobile Payment experts at such a low cost? More >
The yearly held MAPIC awards seek to pay tribute to “excellence, innovation and creativity” in retail. The 2012 MAPIC awards winners were announced on November 15 at the Martinez Hotel in Cannes and we are very happy to announce that our partner McDonald’s has succeeded to win for “Best Multi-Channel Strategy,” category with the GoMcDo solution. AIRTAG has been working together with McDonald’s on the GoMcDo project since 2010. The GoMcDo service now live in 55 restaurants, enables shoppers to order and pay in advance for their favorite products. The solution includes; a mobile application, online web service and the NFC compatible “easy check in.” When customers get to the restaurant, they just scan their Smartphone or type in their order number on the “Easy Check-In” Kiosk to instantly re-call the order. GoMcDo users then they get to #skiptheline to pick up the order. GoMcDo was the first brand app in France and is revolutionizing the ordering experience in fast food retail. The continued innovation of GoMcDo advanced features including geolocation, an in-app player to watch feature film trailers and most recently Passbook integration, continue to McDonald’s leading the way for innovation.
Way to go GoMcDo!
Learn more about GoMcDo advanced features
Learn more about the MAPIC awards
A recent statement that caught the AIRTAG teams attention was MasterCard’s announcement last week of a new partnership with ING to offer online payments as part of the PayPass based platform in the Netherlands. PayPass more than a service but a platform, includes an online payment system, branded services and an API giving developers a tool to integrate PayPass into many different systems. MasterCard’s and ING’s PayPass online payments will offer shoppers enhanced security, the ability to apply coupons and vouchers to their purchases and receive digital receipts. According to a new study by AOL and BBDO 40% of purchases from Smartphone devices occur from home, the couch or anywhere else. Now MasterCard will offer those shoppers an even easier way to pay from anywhere. With PayPass online payments, there are two possible Customer Journeys;
Customer Journey #1: Merchandise selected, Payment method selected, Shipping details are entered and Pin is entered (The phone will supply EMV compliant cryptogram to communicate directly with the retailers payment terminal)
Customer Journey # 2: Shopping is started on a tablet, Products selected, Billing information entered, QR Code is sent. The user would then tap their Smartphone on the tablet to make the payment, connecting the PayPass app directly with the merchants shopping cart
This new pilot is part of MasterCard’s initiative to offer “converged payments experiences, in-store, online or a mobile device.” (MasterCard Press Release) With the approach of the holidays consumers now more than ever are mobile shopping and showrooming for convenience and to maximize savings. It’s great to see MasterCard proactively responding to consumer behavior changes by offering easier ways to pay when Mobile Shopping both in-store or anywhere else.
Read the full MasterCard Press Release here
The last few weeks have been busy, busy for AIRTAG. We are excited to have new partners on board, rolling out Mobile Shopping Solutions in the last week for Dennys and Alfarooj. Dennys has opted for AIRTAG’s AIRFID Mobile Loyalty & Couponing solution. Alfarooj has chosen AIRTAG’s AIRSHOP Mobile Ordering & Payment solution, to be deployed in 50+ locations from France to Dubai.
If you missed our big announcement, we have also launched the AIRTAG Kit, now available for purchase via www.airtagkit.com. The AIRTAG Kit is a set of smart tools that speed and simplify the development of PayPass applications using MasterCard’s Mobile Payment User Interface Software Development Kit. For the first time, all the necessary tools for developing PayPass and Wallet apps, are available in one package including a community of support through our Developer Program. More >
AIRTAG is very excited to have announced yesterday, the launch of the AIRTAG Kit; a set of smart tools designed to make the deployment of NFC Mobile Payment applications easier and more accessible than ever. We have been working together with MasterCard for more than a year with a goal of providing something truly relevant and useful in today’s Mobile Payment marketplace. The AIRTAG Kit, is meant to be used alongside MasterCard’s recently released Mobile User Interface Software Development Kit (MMPP UI SDK), and together they are the best way to develop your Mobile PayPass™ app.
What exactly is in the AIRTAG Kit?
The Kit includes, the latest generation NFC Samsung Galaxy S3 with 3 pre-installed white label apps including a wallet, a USB Contactless Card Reader, 5 UICC samples, 2 demo tags, and a 1 year membership to the Developer Program.
Tell me more about the Developer Program?
First, let’s take a minute to introduce the AIRTAG team. The technical geniuses behind the operations at AIRTAG HQ includes 50+ experts in NFC, mobile app development, mobile marketing and mobile engineering. They develop Mobile applications, online platforms and NFC in-store readers and devices for brands like McDonald’s, MasterCard, Carrefour, Reebok, Dior, Casino, G20, Orange, NRJ Mobile and many others. A team with more than 6 years of experience. They are as expert in the field as it gets.
Through the Developer Program included in the AIRTAG Kit, you will have the ability to ask our own AIRTAG developers your additional questions in the AIRTAG Kit forum and get support for issues you may have with the UI SDK or the AIRTAG Kit. The Developer Program also provides additional resources; user guides for the MMPP UI SDK and the AIRTAG Kit, tutorials, manuals, payment scheme support and support for additional Smartphone platforms as they become available. These resources provided in the Developer Program are used by our own AIRTAG developers to build mobile payment apps. Where else would you be able to get ongoing support from a group of NFC Mobile Payment experts at such a low cost?
AIRTAG’s CEO and Co-founder Jérémie Leroyer had a few words to share with Venture Beat’s journalist John Koetsier, on the AIRTAG Kit and our ongoing partnership with MasterCard. “The Airtag kit is the second part of our partnership with MasterCard, and contains all of the hardware and software needed to build and test PayPass apps, including resources for the developer community.”
The AIRTAG team would be very happy to answer any additional questions that you may have, so please get in touch, by visiting www.airtagkit.com or by following us on Twitter: @airtag
Learn more about MasterCard’s Mobile UI SDK
The Mobile is undoubtedly becoming the preferred method for purchasing. In fact, almost half of the US population shopped by Mobile Phone in June. And according to Juniper research that number is set to only increase by about 50% in the next two years. An expected 580 million people will be shopping by Mobile phone by 2014 with mobile transactions are expected to total more than 730 billion by 2017; a 25% yearly increase from now until then.
These type of facts are proof that we are seeing a revolution in the way that people find, order and pay for products & services. As we witness the shift to the era of the Mobile Shopper, more companies are securing their mobile first strategy. Zipcar CEO Scott Griffith inspires us with his comment at this year’s Mobilecon about the changes in consumer behavior the company has seen in the last eighteen months from, internet to mainly mobile use.
“Consumers want mobile applications, they want social media as part of their experience,” something the company has been tapping into for the last year.
Griffith is focused on the capability the mobile has, which a computer simply does not, “the ability to reach customers whenever and wherever.” That possibility alone has led the company to plan on intensely moving towards a fully Mobile Zipcar experience. Zipcar future innovations will move beyond just the ability to reserve, and use the mobile to unlock and start a Zipcar, to a completely enhanced in-car driving experience. The Mobile device will become an ‘in car assistant’ to help navigate, plan an itinerary, build an iTunes playlist and provide information about the car.
Griffith’s insights feed into the AIRTAG vision of “Mobile possibilities,” a possibility which is backed by concrete facts of the steady inclination of Mobile Shoppers. The last months at AIRTAG have seen our innovations direct much of a focus on the idea of the “anytime and anywhere,” user experience. Our Mobile solutions, for partners like McDonald’s and Carrefour have been about disrupting the traditional shopping experience so users are able to do everyday things, at their own discretion, from when and where they want.
Obviously penetration in the retail environment is a longer process then let’s say for a platform like Zipcar; which has only ever entailed online use. But, it is clear that more people are Shopping by Mobile because it proves to be quite simply; easier and better. Between now and 2014, we at AIRTAG look forward to continually bringing new innovations to our solutions and exploring all of the possible in Mobile Shopping.
Learn more about AIRTAG’s Mobile Shopping Solutions
We are happy to announce GoMcDo’s compatibility with Passbook. We have been working with McDonald’s on GoMcDo; an advanced ordering & payment application since 2009, consistently innovating the service to improve the user experience. Passbook integration takes the service one step further in streamlining the user experience.
If you haven’t heard of GoMcDo yet, it is a new way to order and pay ahead for your favorite McDonald’s products. An order can be placed and paid for in advance via the Mobile or Web application. Orders are then picked-up at McDonald’s by scanning the 2DBar Code which is sent when the order is placed, or NFC Smartphone on the un-attended “Easy Check In” Kiosk. Users of the service get to “skip the line” when picking up an order. No long lines, no long waits and more time to enjoy your time at McDonald’s.
With Passbook integration when customers are on their way to McDonald’s to pick-up an order placed with the GoMcDo service, the Pass will appear on the iPhone homescreen, so the check-in can be made even faster upon arrival at McDonald’s.
Jeremie Leroyer CEO & co-founder of AIRTAG comments that, “Mobile shopping is a long-term fix, for current ongoing problems within the retail experience.”
We all know what it feels like to have a poor shopping experience, to not feel like a valued customer, to wait in long lines and receive exactly the opposite of customer service. With Mobile Shopping Solutions it doesn’t have to be that way. GoMcDo is an example of how the AIRSHOP solution can be used to put customer service and convenience back in the hands of customers; in a new and interactive way. GoMcDo already seeing growing popularity from users is active in more than 50+ locations, with more than 1.8 million downloads to date.
We see Mobile Shopping as the way of the future and AIRTAG speculates that the “POS will disappear over the next 10 or 15 years. And mobile payments will take its place.” (Leroyer on Forbes) Between now and then, it is about offering new and innovative services like GoMcDo, that improve the user experience enough so that Mobile becomes the preferred method for shopping.
Learn more about GoMcDo
Learn more about AIRSHOP’s compatibility with Passbook